UME Expands Business Development and Medical Teams with Hiring of Andrew Burns and Nicole Sulpizio


Philadelphia, PA — Underwriting Management Experts (UME), a leader in medical stop loss underwriting management services, is proud to welcome Andrew Burns to the position of Business Development Director and Nicole Sulpizio to the position of Medical Director. Andrew BurnsBusiness Development Director Underwriting Management Experts (UME) Andrew Burns, a veteran in the insurance and healthcare […]

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UME Announces Thomas Wagner as New Executive VP of Captive Solutions and Shannon Spencer as Senior VP of Claims


Philadelphia, PA – UME is proud to announce the appointment of two new members of the executive leadership team. Thomas Wagner has been appointed the new Executive Vice President of Captive Solutions and Shannon Spencer as the new Senior Vice President of Claims. “UME is experiencing unprecedented growth,” said Jack McCarthy, President of UME, “and […]

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UME Mourns the Loss of a Valued Employee


We are deeply saddened to share that our long-time employee Irene Murphy passed away on Friday, March 11. Irene was a Senior Claims Auditor and had worked for Anne Marie Chapman for almost 20 years. She was a respected coworker and valued friend, known for her loyalty, work ethic, and positive attitude. She was loved […]

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How To Reopen – Safely


  As workplaces are beginning to re-open, there are many concerns with how to keep things running smoothly and most importantly, safely. According to OSHA, basic hygiene, (e.g., hand hygiene, cleaning, and disinfection), social distancing, identification and isolation of sick employees, workplace controls and flexibilities, and employee training should act as guiding principles when developing […]

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Top Rising Costs for Older Americans


In the early 1990s, the average retirement age for Americans was 57 years old. A 2019 study showed that more than 20% of Americans over the age of 65 were working or looking for work. Americans are now looking to retire later in life for several different reasons, the most common being better health allowing […]

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Brokers: Focus on Disability Insurance in 2021


Disability insurance is often misunderstood when it comes time to choosing benefits. Brokers need to keep Long-Term Disability (LTD) and Short-Term Disability (STD) on their radar this year, as the pandemic has highlighted how disabilities do not only result from accidents, but also from illnesses. In fact, 90% of disabilities are caused by illnesses.  More […]

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How to Best Protect Your Healthcare Data


Health organizations generate and capture the most private information from their patients, at an expeditious rate. Studies show that within just a few years, we will have a yottabyte (10 24 gigabytes) scale of data, and we’ll need a data center the size of Delaware and Rhode Island combined to store all the information.  With […]

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Happy Father’s Day


Happy Father’s Day “A father is someone you look up to no matter how tall you grow.”— Unknown Today, we would like to give a special thank you to all of the fathers, in name or otherwise, for all you do. Have a wonderful Father’s day! #UME #underwritingmanagementexperts #stoplossinsurance #selfinsured #employeebenefits #happyfathersday

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UME Honors Juneteenth


UME Honors Juneteenth It’s official- #Juneteenth has been declared a federal holiday in the United States! Honoring the end of slavery, Juneteenth originated in Galveston, Texas, and has been celebrated since 1866. UME not only supports diversity, inclusivity, and racial equality; we also hope this important day will continue the work to build equality for […]

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Giving Back to Our Community


Giving Back to Our Community . Team UME loves to give back to our community, and this week we decided to give back to our beloved Stock Island. We teamed up with the Monroe County Sheriff and Waste Management to clean up the streets from 5th avenue and Cross street to Stock Rock Café. Even […]

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In Our Community

“The time is always right to do what is right.”
– Dr. Martin Luther King Jr.

As we celebrate MLK Day, remember Dr. Martin Luther King Jr.`s dream of equality and justice for all. In the modern world, we must continue to strive for fair treatment of all people – regardless of race or background.

Dr. King’s legacy will forever live on in our hearts as a reminder to treat our brothers and sisters on this planet with love and respect.

On this day and every day, let`s take the opportunity to educate ourselves, our loved ones and others on the importance of diversity, equality and inclusion. #MLKDay

"The best is yet to come." – Frank Sinatra

As we bid farewell to 2022 and welcome 2023, let’s take a moment to reflect on the past year and all that we have accomplished. Though this year had challenges, it also brought us new opportunities and experiences.

Cheers to a fresh start and all the possibilities that the new year brings.

Wishing everyone a Happy New Year!

“So powerful is the light of unity that it can illuminate the whole Earth.” — Bahá’u’lláh

Happy Kwanzaa! Today the week-long celebration of African culture and heritage begins. This holiday is a time for reflection and unity, as those who celebrate come together to honor the seven principles of Kwanzaa as seven candles are lit.

As the kinara candles shine and homes are decorated, let us remember to celebrate the diverse and rich histories of our ancestors.

Wishing everyone a joyous and meaningful Kwanzaa!

“Today in the town of David a Savior has been born to you; he is the Messiah, the Lord.” — Luke 2:11

Our UME family wishes a Merry Christmas to all those who celebrate! May the holiday season fill your hearts with joy as you spend time with loved ones.

While the past year has brought challenges, we must make the most of our time with those we hold dear. Remember to cherish these moments as life’s journey continues.

“A little bit of light dispels a lot of darkness.” — Rabbi Schneur Zalman of Liadi

Hanukkah is a time to remember the miracle of light and the victory of good over evil. For those who celebrate, it’s also a time to gather with loved ones while enjoying the warmth and joy of the holiday season.

Let us remember the importance of love, faith, and the enduring human spirit. Let us also take a moment to reflect on the values of the holiday, and how we can carry them with us throughout the new year.

Happy Hanukkah!

“We make a living by what we get. We make a life by what we give.” — Winston Churchill

To spread some of our blessings to those in need, UME selected 5 families from the Wesley House Adopt-a-Family program and purchased all requested gift items.

This nonprofit organization is dedicated to nurturing children and families throughout Monroe County, Florida – a mission especially admirable during the holiday season.

We thank you, Wesley House, for granting us the opportunity to make a difference in the community by contributing to such a positive cause.

“We must find time to stop and thank the people who make a difference in our lives.” - John F. Kennedy

UME wishes all of our strategic partners a Happy Thanksgiving.
We hope you enjoy this holiday season and can reflect on the blessings in your life.

At UME, Philanthropy is at the core of our social responsibility and fellowship efforts. We work tirelessly to give back and always give more.

Below we have listed our favorite charities should you want a worthy cause to donate to, as we have on behalf of each of our partners, this holiday season:

VFW Lansdale:

Wesley House Key West:

AIDS Walk Philly:

Circle of Friends-

“Our flag does not fly because the wind moves it … it flies with the last breath of each soldier who died protecting it.” – Unknown

Let Veterans Day be a reminder of the men and women who fought for freedom amidst great hardship. Freedom is not guaranteed, but rather the result of the sacrifices our Veterans made to protect the United States of America.

For those still with us, we thank you – for those who are gone, may you be forever remembered in the hearts of all Americans.

Our UME family would like to honor these individuals who sacrificed everything to serve. We salute you!

The American Red Cross provides humanitarian support for veterans, Armed Forces and their families. Please feel free to explore donation options here:

Wounded Warrior Project (WWP) is a philanthropic organization benefiting wounded veterans. You can learn more about WWP and explore donation options here:

UME`s very own Kimberly Schmidt and AJ Centrella enjoying Thurby (Thursday before Derby) with some of our trusted and respected partners. #Thurby #insurance #selfinsured ...

This week UME’s President, Jack McCarthy and Chief Underwriting Officer, Kimberly Schmidt attended the SIIA Future Leader’s Forum held in Indianapolis, Indiana. The future leader’s forum provides not only educational content targeted for younger professionals but also a fantastic opportunity to network with other industry professionals. ...

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