Our product offerings include traditional employer stop-loss, maximum advantage, student medical, MEC offerings, RBP options, and life products, as well as captive ownership, cell rental, reinsurance, underwriting, and backroom support services for carriers and partners.
The Minimum Essential Coverage (MEC) product is available to help employers provide basic coverage while meeting compliance requirements. It is designed to offer a limited medical plan in lieu of major medical coverage and can include services like preventive care, immunizations, routine imaging and laboratory services.
UME’s Maximum Advantage program is a unique solution to help small employers become self-funded. It allows small group health plans the comfort of fixed monthly payments, while also reaping the benefits of self-funding.
UME’s traditional stop-loss product is designed for employers who want to take control of their healthcare expenses. We underwrite our policies with the flexibility to design creative solutions and the expertise needed to implement them successfully.