Insights

Underwriting

Our focus at UME is to provide outstanding customer service. Our Underwriting team’s high level of expertise is attributable to 50+ years of experience. We continue to develop products and solutions to fit the changing needs of our clients. We currently offer Traditional Stop-Loss, a Maximum Advantage Plan, Captives, and Student Medical.

UME’s Maximum Advantage product is designed for groups currently fully insured. It allows employers the comfort of fixed monthly payments while reaping the benefits of self-funding.

Reference-Based Pricing (RBP) helps self-funded plan and their members ensure they’re paying a fair and reasonable rate for medical care. UME will help you understand the possibilities to lower renewal rates, offer more competitive pricing and benefit you and your clients.