Insights

Traditional Stop-Loss

UME’s traditional stop-loss product is designed for employers who want to take control of their healthcare expenses. We underwrite our policies with the flexibility to design creative solutions and the expertise needed to implement them successfully.

Product Highlights:

  • Specific Advance (At No Additional Charge)
  • Aggregate Monthly Accommodation
  • Aggregating Specific Deductibles
  • Specific and Aggregate Terminal Liability Options
  • Multiple Contract Terms (Ranging From Paid Contracts to Short-Term Incurred)
  • Minimum Case Size of 25 Lives
  • Minimum Specific Deductible of $15,000
  • No Laser Options