900 Forty Foot Road, Lansdale, PA 19446
We are an MGU of employer stop-loss coverage.
We provide flexible, innovative stop-loss, captives, and life products that meet the unique needs of our partners. Simply put, UME offers professional expertise, personalized service, and creative solutions to an ever-changing marketplace.
Building trust is at the heart of what we do.
Hi, I’m Robert Glorioso—though most people know me as Bobby—and I’m the Chief Operating Officer at UME. I joined the company in 2014 and stepped into the COO role in 2018. My job is to ensure our operations run smoothly and our teams have the support they need to thrive.
I genuinely enjoy connecting with clients and colleagues and am always happy to help however I can. Please feel free to reach out anytime.
Hi, I’m Jack McCarthy, President of UME. I focus on driving strategic growth, refining our product offerings, and ensuring financial and operational excellence. Before UME, I worked on both the carrier and broker sides in accident and health benefits. I hold a degree in Business Administration from Drexel University with concentrations in Finance and Health Services Administration.
If I can be of service or support your goals, please don’t hesitate to reach out.
Hi, I’m Vince, the Chief Sales and Marketing Officer at UME.
My early years in retail taught me the value of being close to the customer, and I later found success as a group underwriter for large carriers. But I missed the front lines—so I shifted to sales, where I could blend my technical background with a hands-on approach to problem-solving.
For over 30 years, I’ve worked with brokers, consultants, and TPAs to craft medical stop-loss solutions that protect employers and their teams. I’d be happy to connect and explore how we can work together.
Hi, I’m Samantha Gallagher—most people call me Sam—and I’m the Chief Risk Officer at UME. I’ve worked in the insurance industry since 2004 and approach everything with a mix of hard work, creative thinking, and personal connection.
At UME, I focus on three key pillars: expertise, personalized service, and adaptable solutions for a shifting market. I’m excited about what the future holds and always welcome a conversation if there’s anything I can do to support your experience.
Hi, I’m Anne Marie Chapman, CEO of Underwriting Management Experts. I’ve been in the insurance industry since 1990, focused on developing solutions for the evolving self-funded marketplace. Over the years, I’ve built deep expertise in stop-loss, captives, and health plan strategies—and have had the privilege of working with many amazing partners along the way.
It’s an honor to lead such a talented team, and I look forward to what’s ahead for UME. Please don’t hesitate to reach out to me directly.
Hello! I’m Kim Schmidt, the Chief Underwriting Officer at UME. I’ve been in the self-funded space since 2011 and love the challenge of finding creative solutions in a constantly changing market. My role involves helping clients build sustainable plans through thoughtful underwriting and collaboration.
If you have any questions or would like to connect, I’m always happy to help.
Hi, I’m Costas Reamensnyder, the Chief Financial Officer at UME. Before joining the team, I worked in financial auditing for self-insured health plans and led a third-party administrator for over five years. I hold degrees in Business Administration, Finance, and Technology, with a minor in Industrial Psychology.
At UME, I oversee our finance operations—from premium and claims management to commission payments and financial reporting. Outside of work, I enjoy real estate development and architectural design. If you ever have questions related to our financial processes, feel free to reach out.
Hi, I’m A.J., Vice President of Underwriting at UME. I started with the company eight years ago as an underwriting intern while attending Drexel University and have grown through several roles, most recently serving as Assistant Vice President.
In this new role, I’m focused on expanding our client base and fostering strategic partnerships that support UME’s long-term success. I’m passionate about helping clients navigate the complexities of self-funding and always strive to deliver thoughtful, responsive solutions.
If there’s anything I can do to support you, I’m just a message away.
Hi, I’m Paul Kelleher. Before joining UME, I worked as a business broker helping small to mid-sized business owners maximize the value of their companies. Through that experience, I saw how rising healthcare costs were consistently impacting profitability—for both employers and their employees.
That insight led me to UME, where I now partner with brokers and TPAs to deliver flexible stop-loss solutions that directly address those challenges. I enjoy being part of a team that’s focused on real-world results and long-term value.
If you’re looking for ways to better manage healthcare costs, I’d be glad to start a conversation.
Hi, I’m Mike Famularo. I’m excited to be part of UME and to support the continued growth of our captive, Sapient Health™.
I started my benefits career in ancillary coverage with Sun Life Financial, then worked in the fully insured space using MERPs to help employers lower costs. After seeing the limitations of traditional models, I joined the captive space in 2021—and haven’t looked back since.
At UME, I focus on developing our employer-owned and controlled captive model while helping partners navigate the healthcare landscape with more freedom and flexibility.
If I can be a resource to you, I’d love to connect.
Hi, I’m Logan Strain, a Business Development Representative here at UME. I’m originally from the Twin Cities and earned my degree in Business Administration from the University of Wisconsin–Stout, with a focus in Sales and Marketing. After graduating, I relocated to Florida and began my career with UME.
My focus is on building strong partnerships and uncovering strategic opportunities in the self-funded and employee benefits space. I’m especially passionate about helping small to mid-sized employers access more affordable, effective healthcare options.
Feel free to reach out—I’m always happy to connect and support your goals.
Hi, I’m Haris Kudumovic, a Business Development Representative at UME. I work with brokers, consultants, and TPAs to deliver self-funded solutions that align with the unique needs of employer groups across the Midwest and Mountain West.
I take pride in building meaningful partnerships and helping organizations find creative, long-term strategies to improve their healthcare outcomes. UME’s commitment to underwriting flexibility and responsiveness is something I carry into every relationship.
Let’s connect—I’d be happy to talk about how UME can support your business.
