900 Forty Foot Road, Lansdale, PA 19446
We are an MGU of employer stop-loss coverage.
We provide flexible, innovative stop-loss, captives, and life products that meet the unique needs of our partners. Simply put, UME offers professional expertise, personalized service, and creative solutions to an ever-changing marketplace.
Building trust is at the heart of what we do.
Robert Glorioso, also known as Bobby, is the Chief Operating Officer here at UME. Robert joined UME in 2014 with a promotion to his current role in 2018. As COO, Robert keeps UME functioning like the well-oiled machine it is. He is always available for his peers and thoroughly enjoys speaking with existing and new clients alike. Should you need anything, he is happy to assist you at any time.
Jack McCarthy is the President of UME. His focus is on the execution of strategic growth, product development, cost containment, and finance. Previously, Jack has worked on both the carrier and broker side in accident and health benefits. He received a Bachelor of Science degree in Business Administration from Drexel University, with concentrations in Finance and Health Services Administration. Please reach out to Jack at any time if he can be of service.
Hi, I’m Vince and I am the Chief Sales and Marketing Officer here at UME. My early career in retail gave me an appreciation for being directly connected to customers. While my technical skills and interests allowed me to thrive as group underwriter for several large insurance companies, I missed dealing directly with customers. I chose to pursue a career in sales where I could combine my technical and product knowledge with a love for working directly with customers, helping them solve really complex challenges.
Today, and for the past 30-plus years, I have the honor of working with employee benefit brokers, consultants and third-party administrators to design medical stop loss solutions that bring peace of mind to employers and much needed catastrophe coverage to their employees.
Samantha Gallagher, otherwise known as Sam, is the Chief Risk Officer. Sam has been in the insurance industry since 2004, and her motto has always been “work hard and play hard.” In her role, she enjoys getting to know partners to provide a personalized experience. Sam focuses on three fundamental pillars for her strategic vision for UME: professional expertise, personalized service, and creative solutions to an ever-changing marketplace. She is most excited for UME’s future as we heighten our possibilities by enhancing our product suite. If there is anything she can do to make your experience a better one, please reach out and let her know!
Hello! My name is Anne Marie Chapman.
I am the Chief Executive Officer of Underwriting Management Experts. I have been working in the insurance industry since 1990, developing products and services that will best meet the needs of a rapidly changing marketplace. Through my years of experience, I have gained extensive knowledge of stop-loss, captives, and all things related to self-funded plans. I have met many wonderful partners that I can now call my friends. I am thrilled to lead such a talented team and look forward to UME’s continued growth and success. Please do not hesitate to call or email me directly with any questions or concerns you may have.
Hello! I am Kim Schmidt, the Chief Underwriting Officer of UME. I’ve been in the self-funded industry since 2011. With the ever-evolving changes in the market, I enjoy conjuring up creative resolutions to ensure my clients get what they need. I’m always more than happy to assist, so please feel free to reach out with any questions you might have.
Costas Reamensnyder is the Chief Financial Officer at UME. Before UME, he performed financial auditing for self-insured health plans and then ran a TPA for over 5 years. Formally, Costas has degrees in Business Administration, Finance, Technology, and a minor in Industrial Psychology. As UME’s CFO, he ensures the finance department continues to run smoothly. UME’s financial division manages premiums received, claim payments to policyholders, commission payments, and other related tasks. In his free time, Costas also enjoys real estate development and architectural design. If you ever have any relative questions, please feel free to contact Costas directly.
Hello! I’m A.J., and I’m thrilled to be stepping into my new role as Vice President of Underwriting at Underwriting Management Experts (UME). My journey with UME started eight years ago as an underwriting intern while I was still studying at Drexel University. Since then, I’ve had the privilege of growing within the company, most recently serving as the Assistant Vice President of Underwriting.
In my new role, I’m excited to focus on expanding our client base and building strategic partnerships that will help UME continue to thrive. I’ve always been passionate about helping clients navigate the complexities of self-funding, and I’m eager to take on this new challenge.
Please don’t hesitate to reach out if there’s anything I can assist you with. I’m always here to help!
